Expert Mortgage Solutions, Tailored for You
Finding the right mortgage can be overwhelming, but with The Mortgage Team By Christy Campo, you get expert guidance and personalized loan options designed to fit your needs. Whether you’re buying, refinancing, or investing, we simplify the process for a stress-free experience.
The Right Loan Starts Here
Personalized Financing for Every Borrower
No two borrowers are the same, and neither are their mortgage needs. That’s why we take a hands-on approach, offering competitive rates and flexible loan solutions to match your financial goals. From pre-approval to closing, we ensure a smooth, transparent process every step of the way.
Your Trusted Partner in Mortgage Lending
At The Mortgage Team By Christy Campo, we’re not just mortgage brokers—we’re your advocates. With access to a wide network of lenders, we work tirelessly to find the best terms for your situation. Ready to take the next step? Let’s find the perfect loan for you today!
Loan Programs
Bank Statement Loans
Ideal for self-employed borrowers, these loans use your bank statements instead of traditional tax documents to verify income—offering flexibility without the red tape.
DSCR Investment Loans
Designed for real estate investors, DSCR (Debt Service Coverage Ratio) loans qualify borrowers based on property cash flow, not personal income—perfect for growing rental portfolios.
Profit and Loss Loans
A great option for business owners, these loans allow you to qualify using a profit and loss statement prepared by your CPA, providing an alternative to tax returns or W-2s.
Hard Money Loans
Fast, asset-based financing typically used for fix-and-flip projects or short-term investments. These loans are based more on property value than borrower income.
Conventional/FHA
Conventional loans are ideal for buyers with solid credit and income, while FHA loans offer more flexible qualification standards—great for first-time homebuyers or those with limited credit history.
Non-QM Loans
Non-Qualified Mortgage (Non-QM) loans are designed for borrowers who don’t fit traditional lending guidelines. These flexible options are great for unique income situations or complex financial profiles.
We Help You Get Ready For Your Loan
Here’s a quick guide to the documents you’ll typically need. Providing complete and accurate paperwork helps speed up the process and ensures a smooth path to approval.
The Mortgage Team By Christy Campo is here to guide you through every step.
Reach out anytime—we’ll walk you through it!
We Cover It All
Whether you're looking to optimize your mortgage, invest in real estate, or secure funding for your next big move, we’ve got you covered.
- Refinancing Options
- Investment Property Loans
- Jumbo Loans
- FHA & VA Loans
- Self-Employed Borrower Programs
- Bridge Loans
- Home Equity Loans & HELOCs
- New Construction Loans
Our Certifications