Document Requirements
Getting pre-approved or applying for a mortgage? Here’s a quick guide to the documents you’ll typically need. Providing complete and accurate paperwork helps speed up the process and ensures a smooth path to approval.
Employed
Borrowers
-
Most recent 2 pay stubs
-
W-2 forms from the past 2 years
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Bank statements (usually last 2–3 months)
-
Valid ID (driver’s license or passport)
-
Employment verification
(can be requested by lender)
Self-Employed Borrowers
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Last 2 years of personal and business tax returns
-
Year-to-date profit & loss statement
-
2–3 months of personal and business bank statements
-
Business license or proof of ownership
-
Valid ID
HOME
OWNERS
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Mortgage statement for current property
-
Homeowners insurance declaration page
-
Property tax statements
-
HOA (Homeowners Association) information, if applicable
-
Rental agreement
(if the property is being rented out)
We Cover It All
Whether you're looking to optimize your mortgage, invest in real estate, or secure funding for your next big move, we’ve got you covered.
- Refinancing Options
- Investment Property Loans
- Jumbo Loans
- FHA & VA Loans
- Self-Employed Borrower Programs
- Bridge Loans
- Home Equity Loans & HELOCs
- New Construction Loans
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